I have known Randy for over 30 years. He has worked hard to help me understand my options using the LEAP model system. I had no coordination in my money decisions. The LEAP model had me list everything I was doing and the costs associated with each product. Randy used the model to get me better organized and explained how all these different financial products worked and the true cost. If you work with Randy, and take the time to go through LEAP model system, you will finally be able to see the big picture. It will save you money, and you and your family should be able to create a better overall life and retirement plan.

• Gordon Hall, Attorney
• Hall-Stephen P.C.

My 14-year association with Randy Golden has truly been eye opening. The overall strategy, called LEAP is a multi-faceted interdependent financial model that I have never seen before. It gets your financial house in order and is great for decision making. At it’s very foundation, LEAP provides a strategy that involves the protection of assets, but more importantly it sets up a retirement plan where more income can be consumed each year due to a replacement strategy. Another facet of LEAP is a strategy for handling market downturns in retirement. If your advisor is giving you the old, “Well let’s lower your withdrawal rate and you will just have to live on less income,” that is unacceptable. And yet I know retired folks that freak out when the stock market goes down. Randy can provide a number of better options. You worked hard for your retirement, let the LEAP program with its velocity of money strategies make your money work for you before and in retirement.

• Dave Gilkeson
• V.P. Westchase District

I first met Randy Golden several years ago when he conducted a financial wellness workshop for our firm. He introduced the idea of the LEAP model as an organizing tool, and macroeconomic analysis in making financial decisions to generate more efficient results. I felt we were in good shape with the decisions we had made, and wanted to see what the LEAP model could reveal. The model confirmed we had made many good decisions previously, yet some we had not addressed. Planning with LEAP has shown us how to be better protected, more efficient, and make decisions which help our money grow. In looking ahead, LEAP has helped us strategically create a holistic plan that will generate more retirement income with tax efficiency, and avoid some of the pitfalls in the default planning so common today. Randy will take time to help you understand the LEAP philosophy and its benefits, to achieve enhanced financial results.

• Jared Wood AIA, Partner, Studio Red Architects
• Suzanne Schreider

Prior to having children, our financial drawer was clean, organized, and simple. I knew where everything was. The budget was easy. The bills were predictable. Everything was in order and easy to find. Life was simple and so were the finances. Then my wife and I had our first child. Add three more children to the mix and the financial drawer was now in complete disarray. Randy’s financial direction, the LEAP model, and his attention to protecting our assets has allowed us to bring order to our financial drawer again, regain our vision on our needs and goals, and rest at night with peace of mind.

• Dr. Chris Simank
• Westheimer Vision Associates

One could call our retirement planning haphazard before we met Randy Golden. We had no real plan until Randy helped us map it out using the LEAP model. He also introduced us to new ideas regarding investing. Now we have a road map paired with Randy’s knowledge and advice which gives us confidence that we can be protected and stay on track toward retirement.

• Michael West, Attorney
• Laura West
• West & West LLP